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What Is Injury Compensation Injury compensation is money paid to help injured persons pay for the costs resulting from workrelated accidents These losses can include medical bills lost wages and future income as well as loss of enjoyment of lifechanging damages The money can be obtained in two ways through a settlement or filing a lawsuit A lawyer will review your case and explain the best option for you Medical Treatment Medical treatment is a crucial element of your claim for injury The insurance company will cover the reasonable and necessary medical treatment This includes medical bills for health care providers and specialists You can also receive reimbursement for prescriptions and overthe counter medicines while you travel to and from medical appointments Based on the severity of your injuries you could require aids for mobility such as canes wheelchairs or specialized clothing You can also claim expenses to make home modifications like ramps and stairlifts Medical expenses include diagnostic tests required to determine the severity of your injuries and evaluate your recovery You are also able to claim reimbursement for any procedure required to treat your injury The workers compensation board has guidelines for medical treatment that doctors must follow These guidelines allow your health care provider to perform the majority of your medical procedures without contacting the insurer for permission Following the advice of your doctor can be extremely beneficial in your case If the insurance company or the defendant finds that youve been avoiding appointments or playing tennis on weekends despite your claims of injuries they will argue that your injuries are not as severe as you say If you are constantly visiting healthcare professionals and receiving an extensive medical treatment and treatment they might have to admit that your injuries were serious Lost Wages Injuries can be physically painful but they can also be financially devastating financially Treatment costs can add up quickly and those who suffer injuries have to contend with the loss of earnings while recovering from their injuries If youve been unable to work due to an injury you may be entitled compensation Proving that you lost wages is a complex and timeconsuming process that requires specific evidence In addition to medical narratives its important to leverage copies of your past pay stubs as well as income tax documents Your attorney can utilize these documents to establish the amount of income youve lost due to your injury Your lost wages could include your regular hourly or salaried income possible overtime bonus payments commissions and more You can also include any benefits you no more receive like free meals or car allowances You may also be able to claim compensation for days you missed because of your injury This is because you had to use vacation or sick time to cover those days Your lawyer can estimate the fair market value of these days and request reimbursement from the parties accountable If the injury is lasting your lawyer may also seek compensation for future earning potential This is a much more complex procedure that involves hiring a forensic accountant or actuary who can prove the loss of your future earning potential Medical expenses There is a chance that you will be liable for significant medical expenses based on the severity of your injury This can stress on your financial situation The seriousness of your injuries may also hinder you from earning income for a long amount of time which places the financial burden on you and your family You are entitled to reimbursement for any medical expenses relating to your condition such as ambulance rides doctors visits xrays and hospital treatment This includes medical supplies such as medications orthopedic appliances You are also entitled to reimbursement for transportation costs to and from medical appointments including therapy You must keep receipts for all medicalrelated expenses as you will be reimbursed on the basis of actual expenses For negotiating purposes attorneys and insurance firms typically use your bill amounts as the basis for calculating medical special damages They will then multiply this number by an amount of 15 to 5 to calculate general damages In general minor injuries are on the lower end of the spectrum while more serious or lasting ones will be at the upper end The Kocian Law Group has the expertise to ensure that you get the full amount of medical benefits you are entitled to We will push for insurance companies to provide the full amount recommended by your medical professionals even if they dispute the necessity or fairness Suffering and Pain The victim of an injury is entitled to be compensated for the emotional and physical suffering and pain that result from his or her injuries injury lawyer missoula and suffering damages can include past and future medical treatments Stress anxiety embarrassment shock and sadness could also be considered It is hard to put an appropriate value on the hurt and suffering resulting from an accident particularly when permanent injuries are involved such as being in a wheelchair or blinded It is crucial that accident victims receive the assistance of an attorney to gather adequate evidence to prove their loss In certain cases the injured party may negotiate a settlement to avoid going to trial In most cases the insurance company is involved in an agreement to settle The insurance company may employ a multiplier or per diem method to calculate pain and suffering damages Both the multiplier and the per dia methods are used by courts to determine the compensation for emotional and physical trauma suffered by victims of accidents Both methods have their advantages and disadvantages however the final amount will be decided by the jury A skilled personal injury lawyer can assist injured victims find the right evidence to present a convincing case for fair compensation Adam S Kutner Associates Attorneys can assist you in the investigation of your case and also prepare your case for court or a settlement
