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Motor Vehicle Accident Compensation in New York If you suffer injuries in a motor vehicle accident that the state of New York deems serious you may be able to sue for compensation Your attorney can provide advice on whether your injuries meet the criteria for this Insurance companies are adept at disputing your losses Insurance companies can offer settlements that arent enough to cover your losses Damages If you have been injured in an auto accident you may be entitled to compensation These damages are designed to pay for your losses and expenses like medical expenses lost wages and property damage You may also receive compensation for suffering and pain This type of compensation is more subjective and may be difficult to quantify A competent lawyer for torts can help you get maximum damages for your injuries For example if you suffer an injury that results in permanent limitations to the use of your leg or arm Your compensation may include payment for the future costs associated with this impairment These might include physical therapy surgeries or prosthetics A permanent loss of a leg or a disfigurement can trigger emotional trauma that lasts a lifetime and reduce the quality of life This is known as mental anxiety Noneconomic damages are more tangible and insurers often try to reduce the value of these damages Morgan Morgans experienced tort lawyers can ensure that you get the full value of your general damages Medical bills If youre injured in a motor vehicle accident medical bills can pile up quickly It is possible to feel overwhelmed by the expenses particularly if still recovering from your injuries There are a variety of different ways in which car accident victims can get help with medical bills In New York all drivers are required to carry Personal Injury Protection PIP which covers the first medical expenses of the victim after an accident PIP will pay for the loss of income if a victim is unable work for up to 90days In addition to PIP and health insurance a victims insurance and Medicare could also cover their medical bills The only restriction is that a patient must be able to prove the expenses are connected to the accident by providing doctors bills and receipts Certain hospitals and doctors might allow a person injured to negotiate a payment arrangement in exchange for a lien on the victims eventual personal injury verdict or settlement These liens are also known as medical liens If motor vehicle accident lawyer largo fail to settle these liens within a reasonable period of time the debts could be transferred to collection Victims may also seek reimbursement for the expense of mileage incurred when getting to and from medical appointments by keeping track and saving their mileage receipts Loss of wages In the event of an accident with a vehicle can put you in a difficult financial situation The loss of a few weeks pay or even a full month could be a major blow to many Americans who live from paycheck to pay Fortunately victims of car accidents are able to often recover lost wages in car accident lawsuits Typically claims for lost wages are calculated by determining the amount of time that an injured person would have worked without injury This can include missed shifts or overtime hours and also any work performed during a hospital stay To prove loss of income a request must be made for proof from the plaintiffs employer These can be letters that verify the time spent away from work and their hourly rate or salary Pay stubs or copies of the injured persons last tax return could be included as additional documentation It is vital that the demand form be sent as soon as possible following a car accident The person who was injured will be able to receive the maximum benefit from their claim The evidence of the accident is more convincing if it is given as soon as it is available Pain and suffering It can be difficult to value the physical and emotional distress caused by a car crash It is important to seek compensation in your accident case for the damages These are also known as noneconomic damages These damages may include suffering and pain as well as loss of enjoyment in life PTSD and more It can take some time to fully appreciate how your injury has affected your life so these costs arent as simple to quantify as medical expenses or lost wages Your lawyer can use either of two methods to calculate pain and suffering damages The most popular is the multiplier method where your total economic damages are calculatedwhich includes your medical bills any loss of income due to your injury and damage to property These are then multiplied by a value that ranges between 15 to 5 The higher the number the more serious your injuries are deemed to be Per diem is a second method to gauge the amount of suffering and pain With this method lawyers can ask jurors to award you an amount per day you be afflicted by your injury This is particularly beneficial for accident victims who work outside of the home or have children to care for while they recuperate