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How Much Is Your Auto Accident Compensation Worth Car accident damages are meant to compensate victims for their losses Some of them include the cost of property damage as well as medical bills while some arent economic such as suffering and pain In New York you have three years from the time of an accident before you file a lawsuit However waiting too long could hurt your case Evidence may be lost over time or destroyed Witnesses can forget important details Damages In the case of a car accident victims may receive compensation for economic losses such as medical bills or lost wages In addition they can be awarded compensation for noneconomic damages like suffering and pain The amount of your claim is worth will depend on the degree of your injuries and their impact on your life A skilled auto accident lawyer can assist you in determining the value of your injuries and the damage to property and negotiate an equitable settlement with the insurance company However remember that insurance companies exist to make a profit That means that they will try to settle your claim for as little as possible You need an attorney who will fight for you to secure the maximum amount youre entitled to In addition to the cost of repairing your vehicle you may also claim compensation for personal belongings which were damaged in the collision Jewelry clothing and shoes are all covered You can also get reimbursement for expenses related to housekeeping gardening or childcare if cant do these things due to injuries In determining the worth of your claim the deductible will also be taken into consideration Youll have to pay your deductible prior to the insurance company will begin to pay for your damages You can then make a claim against the driver who was at fault to recover any remaining amount of your losses Medical bills The medical bills that arise from a car accident can quickly add up The cost of an ambulance ride hospital stay and inpatient care can run into tens or thousands of dollars or more The cost of prescription drugs physical therapy prescription medications and other treatments can rise as the injured person recovers When a driver is found be at the fault in a lawsuit they are responsible for paying the victims damages including medical expenses However the law does not normally require the atfault party to pay for their victims medical bills on a regular basis If you are not in a nofault state the first step for medical bills compensation is to submit an application to your auto insurance company for PIP personal injury protection coverage Based on your policys limits the coverage could pay for the majority or all of your medical expenses You must also file an claim against the liability coverage of the driver who is at fault and also your own uninsured motorist insurance policy These policies could reimburse you for medical expenses but they usually contain deductibles and other terms A lawyer with experience can guide you through the process of getting medical bills paid This will let you save money on medical bills and instead concentrate on recovering Lost wages Car accidents can result in you missing work You may be unable to pay your bills and lose income due to You may have to take out loans from family members or friends Settlements can take a long time In the meantime youll have to pay for your expenses yourself and wait for the settlement A claim for lost wages could help you recover the money you would have earned if not for your car accident injury This could include salary and hourly wages however it could also include other financial benefits such bonus and raises auto accident lawsuit lake forest can assist you determine your lost earnings You can either file a claim with an insurer with no fault or sue the party at fault for the loss of wages The typical claim will involve your medical bills proof that you were unable to work due to your injuries and documentation of your diminished earning capacity It is also referred to as the demand package Youll have to submit a letter from the employer verifying the particulars of your work and the days you were absent because of your injury and the hours that you normally work Youll also have to provide your paystubs as well as tax documents Your lawyer can assist you in assembling these documents and preparing a compelling demand to submit to the insurer or judge in your case Pain and suffering Certain costs associated with an accident can be estimated to the penny like medical expenses emergency services such as surgery medications lost wages etc But others arent These unquantifiable losses are known as suffering and pain and are an essential element of a persons compensation claim Pain and suffering includes both the physical and emotional effects of an accident A victims injuries could have a lasting impact on their lives leading to permanent impairment or even death For example an injured victim suffering from a debilitating brain injury may never be able to perform or function normally again These kinds of injuries usually result in a large settlement In the majority of cases the amount pain and suffering the victim suffers is determined by the degree of their injuries and how it has affected their lives An experienced attorney will research the specifics of your case and decide the most appropriate amount to settle They will make use of previous settlement amounts for similar injuries as a reference in order to give you an idea of how much your case is worth In reality insurance companies frequently attempt to undermine victims with claims of pain and suffering by claiming that their emotional or physical injuries are not serious enough A skilled lawyer will be able to resist these tactics and negotiate with the insurer on your behalf to ensure you get a fair settlement
