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How to File a Motor Vehicle Claim Youll have to file an insurance claim in the event that your vehicle has been damaged It is important to understand how this procedure works An adjuster will be dispatched by the insurance company to inspect your vehicle damage It is not necessary to be present when an adjuster examines the damage to your vehicle but you must bring along your insurance policy and any documentation that is relevant to it Take Pictures Have you ever viewed an actionpacked crime show where investigators document every single aspect from footprints to chocolate wrappers thrown away Apply the same level of examination when examining the scene of your accident It is crucial to document as much of the incident as you can as it occurs so that you have evidence to support your case later on It is crucial to take photographs of both vehicles however you should also think about taking closeups of the damaged parts motor vehicle accident lawsuit montgomery can help insurance companies as well as expert witnesses to determine the size of various objects Record reference points such as the location of traffic lights or stop signs in your photos These can be used to determine the actions of the driver at the fault for causing the accident Take photos of other drivers and their passengers as well as any witnesses You may be able to get a photo of their license plate Photograph emergency responders their vehicles and any person who is placed on a gurney andor an ambulance Make sure to submit the photos to the insurance company when directed by your attorney or if ordered to do by the court In other words you could accidentally be giving evidence against your own claim If you alter the date on your photographs your insurance company may be skeptical about your claim Seek Medical Attention If you are involved in an accident the first thing to get medical attention This is not just for your health but also to ensure that any injuries are documented Many personal injury lawsuits include seeking compensation for medical bills and other damages This is why medical records are vital to the success of your claim Even if youre not experiencing any symptoms you should take a visit to your primary care doctor or an emergency room Your doctor will offer you an assessment of your injuries and conduct an exhaustive medical assessment They will also be able provide you with the treatment that is needed Following your doctors treatment plan will allow you recover faster and strengthen the case This includes filling your prescriptions using any overthe counter medications participating in physical therapy observing instructions on time off of work and attending followup appointments During this process you must be careful It is essential not to mention anything that could be wrongly understood by an insurance adjuster This is because insurance companies may attempt to discredit your injuries in order to reject your claim or decrease the amount theyll award you for your claim This is why it is recommended that you not speak with any insurance adjusters unless you have your attorney present with you Contact an attorney Legal representation is crucial for those injured Lawyers can assist them in managing their stress and determine where to focus their energy Attorneys can also evaluate the evidence and facts of the case to determine if its worth fighting in court The insurance business is first and foremost an enterprise and their goal is to get as much money from insureds as is possible and pay out as little as they can in the theory Its tempting when in the middle of an incident to accept a lower settlement because its the easiest thing to accomplish This can have disastrous consequences in the future If you make a claim with your insurance company an adjuster will come to your home to assess the damage done to your vehicle They will also look over receipts for medical bills as well as personal property damage They may also speak with witnesses and review police reports It is a good idea to get estimates on repairs from local contractors or auto shops before meeting with the adjuster so they know what to expect when it comes to repairs An experienced motor vehicle attorney can make sure that all required information is included and that the correct documents are presented to the insurance company They can offer advice and provide suggestions regarding how to deal with the claims adjuster on how to you should handle a settlement and what to do in the event that an insurance company is unresponsive and committing fraud
