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Motor Vehicle Legal Terms The laws governing motor vehicles vary from state to state In general the laws assume that a vehicle was operated with the consent of the owner The mortality rates are affected by laws that increase penalties or make revocation automatic or specifically target social hosts Mandatory education treatment for alcohol and interlock devices all have a limited impact Legal Definitions The laws that govern motor vehicle legal terms are formulated and decided at the state level The various federal definitions used for national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly administrative purposes and are not applicable to states that are determining their own registration classifications These classifications for vehicles determine whether a motorist must obtain a special license to operate certain types of vehicles These state laws define the terms automobile light truck and many others For instance light truck its any vehicle with a capacity that is less than 7500 pounds This excludes pickup trucks and panel delivery trucks Also motor vehicle accident law firm temecula does not include any vehicle or combination of vehicles that is specifically designed to transport passengers or property completely within the structure of the vehicle which includes manufactured homes and trailers Wheel chair is a conveyance with wheels utilized by people who physically disabled and are unable to walk Mopeds are motor vehicle with fewer than three wheels in contact with the ground that is able to travel at a speed of not more than 35 miles per hour A pedicab is a vehicle driven by an operator who sits on it The owner of an automobile is the person who owns the legal title Traffic Laws Typically each state has its own set of motor vehicle laws which encompass everything from registration process to the insurance requirements These statutes also cover the kinds of vehicles covered by law Some of these laws are similar across states but other laws differ significantly There are laws that limit the number of people that can be carried in a pedicab There are also laws that prohibit reckless driving on certain types of roadways such as parking areas Any person who operates a motor vehicle in violation of these laws could be fined and punished for doing so Penalties could include having your license revoked or the requirement to go to traffic school One of the most important laws in a state pertaining to vehicles is that which governs the speed limits that are placed on roads In New York for example the speed limit is the same for commercial vehicles as well as automobiles The law also sets out the definition of the term motor vehicle This includes every description of a carriage or other device that is driven by mechanical power and employed on a public highway for the transportation of persons or property or for other commercial purpose It excludes semitrailers and trailers and coaches house trailers or coach trailers and vehicles that operate only upon rails or tracks snowmobiles allterrain and snowmobiles motorized mobility assistance devices used by people with a disability and selfpropelled hay harvesting machines and tractor Insurance A motor vehicle insurance policy is a contract that protects the insurer against financial loss due to liability for bodily injury or death or property damage caused by a third party that results from the operating ownership maintenance or use of an insured vehicle It may also provide protection against physical damage to the vehicle It must state the address and name of the named insured the policy the coverage provided by the policy the amount charged therefor the period of its effectiveness and the limits of liability It must also contain an agreement or endorsement stating that the insurance offered is in accordance with the coverage that is specifically outlined for bodily injury death or property damage The language of the motor vehicle policy could be confusing to the average person Duncanville law firms typically suggest that individuals read the policy sample to fully be aware of the terms One of the most frequently encountered areas of confusion is the definition of motor vehicle The phrase is used often in statutes governing the registration of vehicles and financial accountability laws Examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles that are used for commercial establishments business activities employment or occupations carried on for profit automobile liability insurance that includes MP and PIP and uninsured motorist and underinsured driver coverage UMUIM This kind of insurance is required by many states Permitted Use If someone other than the named insured or family member drives your vehicle and gets into an accident it is crucial to know the insurance coverage that is available in these situations This is called permissive usage The specifics of your insurance policy might differ but the majority of large car insurers offer this type coverage However it is crucial to note that a person driving your car must have your permission for you to be held liable for any damage Permission may be expressed or implied and it is not required to be recorded In determining if there is an implied permission courts examine the relationship between the parties their previous behavior and use of the vehicle and circumstances surrounding the particular driving event that is in question A court will also look at whether any restrictions were imposed on the scope of permissive use and if any minor deviations from the duration location or restrictions of the permission would be in violation of these restrictions Remember that adding a driver to your insurance will likely cause your premium to go up since it makes the vehicle more risky to insure It is therefore essential to think about your options carefully before lending your vehicle to others If you are unsure about whether you should add someone to your policy or not get in touch with Jerry to discuss the specifics of your insurance policy Get a free quote
