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How to Document a Motor Vehicle Claim The process of submitting an insurance claim following an accident is known as a motor vehicle claim The report will allow them to look into your insurance and determine how much they will pay for the damages motor vehicle accident lawyer syracuse should make your claim as soon as you can following the accident You will need to have the police report as well as your insurance card or declarations pages ready What should you do after an accident Following a collision immediately after a collision take pictures and videos from different angles to record the accident The scene may change quickly witnesses may leave and evidence may vanish If possible record all drivers names and phone numbers addresses and insurance information Also note the year make and model of each vehicle as well as any other important details such as damage and license plate numbers It is also helpful to ask each driver if they were wearing seatbelts or if they had passengers and to note their gender and age In many cases injuries resulting from motor vehicle accidents dont become apparent until a day or two following the crash This is why it is vital to seek medical attention promptly even if you dont think youve suffered any injuries If youre able to you can remove vehicles from traffic to avoid any further injury or damage Also set up flares or reflective emergency triangles to prevent other drivers from hitting them Make sure you make a report to the police if you are able to Even if the accident appears minor its important not to fail to notify the police The other driver may later deny that the incident took place and their insurance company may refuse to pay for your claim Getting Started A claim is a process in which you inform your insurance company of a loss and ask them to cover it This could mean paying for the damages to a vehicle or medical expenses in the event of an accident Be sure to collect all the necessary information before filing your claim This includes contact information for each person affected receipts for any damaged personal property as well as any medical bills You should also have an official copy of the accidents report and photographs of any damage Your insurer will assign an adjuster to your claim who will act as the primary contact for your claim They will examine the information you have provided following the accident and conduct their own investigation This will help them determine the cause of the accident as well as determine who was responsible for the accident Once they have an complete knowledge of what transpired the adjuster will then inspect the damage to your vehicle You may be present at the inspection or give a list of repair estimates from local auto repair shops or contractors If the insurance company is of the opinion that the damage to your car is too costly to repair they will send you a check for the value of your vehicle You can use the funds to purchase a new car or to pay off your loan or lease Filing a claim can cause your insurance rates to increase which is why it is vital to do everything you can to ensure the accident wasnt your blame Documenting the incident Documenting an accident is crucial in the event that youre involved Insurance companies are looking for evidence that supports the claims that you or others make In reality the evidence collected and documented can be the difference in most cases Whether its pictures of the scene of the accident and witness statements or medical records that show the same treatment its essential to have all this information When you are investigating the incident make certain to note the license number of the other driver and the information about the vehicle Write down the names and contact information of witnesses If you are able take photographs or draw a diagram that shows the accident scene This will help you determine what happened at the scene and what caused the accident Documentation also provides information about the incident including the exact location of the incident and the direction of travel and any other landmarks or areas It is essential to record the details of any injuries incurred as well Its also important to note the severity of any damage that occurred and how it was caused It is vital to record the incident because as time passes memories fade and stories change Its the best way to reveal the truth Even if you are at fault having the facts documented can help in determining the amount of responsibility if any should be transferred to you Get Help Contact your insurance company as quickly as possible after the police report has been filed Many insurers allow you to make a claim by using an app for your smartphone or tablet You should also ask your insurance company to send you an invoice for the value of your vehicle This can be helpful when your car is totaled and you plan to purchase a new one You can pay off your loan andor reduce your monthly payment in the event that you owe money on your vehicle Your representative will ask you questions and send you documents to complete Its important to provide the information accurately and be honest at all times It could hurt your case in the event that you are found to have not provided accurate information If youve been injured in an accident you should make an appointment to see your doctor as soon as you can This will ensure that broken bones are properly set and that any other injuries are documented By seeing your doctor as soon as possible you can ensure that your medical expenses are covered by accidentrelated nofault benefits Youll need to file a suit in the event that your insurance provider declines your nofault claim or if you want to pursue damages for pain and suffering or any other damages It is best to hire an experienced attorney by your side if you choose to file a lawsuit
