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How to File an Auto Accident Lawsuit You can bring a lawsuit if the settlement offer made by an insurance company fails to compensate you for your losses The process begins when your lawyer is able to file a lawsuit Your lawyer will collect information from experts and witnesses They will also look over medical treatment and police records This is called discovery Liability After an accident the party responsible must file a liability claim with their insurance company The claim must be filed within the timeframe set by the state in which the accident occurred Insurance companies can be enticed to pay as little as possible for legitimate claims therefore its crucial to take steps to protect yourself Keep all relevant information such as photographs witness statements police reports and other relevant information on the scene Contacting your insurance company as soon as you can is a good idea so they can begin to process your claim and collect evidence from the scene In New York the nofault system covers medical bills and up to 80 of your lost income up to the limits of your policy It also covers other damages such as suffering and pain However you have to prove that the negligence of another driver led to your injury The severity of your injuries impacts both the noneconomic and economic damages you are entitled to Sometimes cars are defectively constructed or designed In these instances your attorney might suggest that you sue the manufacturer in addition to the driver accountable for the crash You can also sue the government entity that is responsible for road maintenance or construction when it is aware or ought to have known of dangerous conditions on its roads However you cannot hold an individual employee liable in a lawsuit Damages Its impossible to determine the exact amount of damages but it depends on the laws in your state as well as the severity of the injury Its best to have your medical expenses and other costs be documented along with the estimated future loss A lawyer representing a plaintiff will seek as much evidence to support the clients claims as they can when trying to negotiate compensation This could include eyewitness accounts police reports or medical records In some cases your attorney will request information from the defendant as well as their attorneys in a process known as discovery Depositions may be necessary in which your lawyer asks questions regarding the accident and injuries under an oath Sometimes both parties will reach an agreement before the lawsuit even reaches trial This is common in the case of car accidents because both parties want to save money and time on legal fees and also avoid the stress from the prospect of trial auto accident attorneys south carolina can happen at any point in the course of the case but is more likely to occur after the discovery process is finished It can also happen after one side has learned or discloses important information that they believe is insurmountable for the other side to prevail Medical bills Medical expenses are often the largest cost after the crash of a vehicle The bills could come from private healthcare providers like medical clinics and hospitals or governmentbased healthcare such as Medicare and Medicaid No matter where the medical bills come from it is important that patients have the proper financial coverage to pay these costs Personal injury lawsuits can be brought by victims of car accidents to recover these costs In some cases automobile or health insurance will cover the costs before the verdict is made or a settlement is made This can lower the amount of the settlement and keep the victim from having to cover outofpocket costs Subrogation is a legal process that allows insurers to recover the amount they have paid from accident victims Therefore it is essential to have an attorney on your side who understands the procedure and will fight to get fair compensation Some drivers also have a specific type of insurance policy known as medical payment or PIP This type of auto insurance typically pays medical bills directly without having to establish fault for the crash This type of insurance is typically accessible to all crash victims and does not require any deductible However this coverage is not without limitations and you should not rely on it to cover all medical expenses Settlements A fair settlement will cover all of your losses including medical bills lost wages and property damage It should also include a sum to pay for any longterm limitation or damage such as decreased mobility or pain and suffering It is important to speak with an experienced attorney to obtain the maximum amount for your damages and injuries The settlement process can be a long time or years depending on your case The length of time may differ from state to state and is contingent on the nature of your case After a thorough investigation into your accident well send a request to the insurance company of the driver who was at the fault We will discuss with your insurance company to make a fair settlement offer If negotiations with the insurance company fail your lawyer will file a court case against the responsible party The discovery process begins and is an official process in which both parties exchange information and evidence During this stage your lawyer will seek information from the defendant and their attorneys in the form of written questions called interrogatories and oral testimony via depositions Your lawyer can present motions to the court during the trial or discovery phase The judge will examine the motions and make a decision If one of the parties is unhappy with the trials outcome they can appeal which could extend the duration of your trial by months or years

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