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Why You Should Consult With an Auto Accident Lawyer The no fault auto insurance law covers injuries as well as property damage unless the negligent driver was not insured Its important to consult with an attorney in the event of a car accident prior to making a recorded or written statement to an insurance company Written and oral statements can be used against you in the event that your case goes to trial An experienced car accident attorney will know how to prepare and testify in a trial to maximize the value Damages There are two types of damages that a victim may receive after an accident in the car They are both economic and noneconomic Economic damages are quantifiable and measurable that can be easily established These include medical bills lost wages and repairs to vehicles Noneconomic damages on the other hand are more difficult to quantify They can include things like suffering and pain and loss of enjoyment life and emotional anxiety An experienced lawyer for car accidents can assist victims in claiming the maximum amount of compensation auto accident attorneys huntington beach can also lobbie to reach a fair settlement with the insurance company of the driver at the fault If the insurance company refuses payment they may go to court A skilled lawyer for car accidents should make sure that victims are accountable for all their potential expenses and losses This can be done by collecting as much information as they can from the accident scene They could for instance take photos of the scene of the accident and collect information from witness This will ensure that the insurance company doesnt try to undervalue a claim or deny it altogether A lawyer from a car accident will also help victims estimate their total costs This includes the costs of future and past medical treatment as well any expenses related to hiring someone to cook for them or to do chores when the victim is unable to do these tasks Medical bills Medical bills can quickly pile after a car crash Even with nofault insurance or a personal injury lawsuit settlement these bills will not magically disappear You need to pay them now and not later Luckily there are two ways to get your medical bills paid by your car insurance and health insurance In New York the former is known as Med Pay and covers the first medical expenses after an accident regardless of who was responsible The latter is typically provided by the state Medicare or an insurance plan that is private Always consult a doctor if youre feeling unwell or if your injuries do not seem to be severe A quick examination can ensure that all of your injuries are treated and identified including any internal injuries In addition the visit will produce a medical report that can be crucial in an action When these two options have been exhausted you may use the atfault drivers liability insurance if their policy will cover your losses Youll still have to pay your own deductibles and copays In the end youll be reimbursed for your expenses related to the accident once an acceptable settlement has been reached with the responsible party Its essential to keep track of all your expenses and charges Loss of wages In addition to medical bills and property damage a severe crash can also result in a loss of wages If you are unable to work due to injuries from a crash it can be a stressful task to meet your financial obligations daily You may have to rely on your personal savings or borrow money from family members until the case is resolved A New York car accident lawyer can review your case to determine whether you have an appropriate claim In car accident cases the judge will award compensatory damages that reimburse you for the amount of money you would have earned if not for your injuries Wages benefits and overtime are all included under the umbrella of economic damages The purpose of this type of compensation is to return you to the financial position you had prior to the time of the accident If youre working but arent because of your injuries a judge calculates the amount youve lost looking over a letter from the plaintiffs employer that confirms their salary or hourly pay and the amount of time theyve missed from work Other pertinent documentation could include bank statements profitandloss reports as well as tax returns A lawyer for auto accidents can also pursue the compensation you could receive for future earnings lost This is a complex component of your losses that could be difficult to prove and may require the help of an expert witness Pain and suffering A severe car accident can leave you with medical bills property damage and a loss of income You may also experience psychological and emotional trauma The pain and suffering you suffer is real and requires compensation An attorney can help you get the money you are due A lawyer can assist you navigate insurance companies Since insurance adjusters have their own financial interests in mind they often try to limit or deny your claim A lawyer in a car accident can help you defend yourself against these tactics and negotiate for a fair settlement of your injuries and losses Record all the costs and property damage you incurred as a result of the accident Included in this are the cost of medical bills estimates for repairs and receipts for items damaged Photograph your injuries and the accident scene You should avoid discussing the accident with anyone besides medical professionals and police officers A lawyer can help identify the person who caused the accident New York is a comparative fault state which means that the amount of the damages you incur will be reduced by your percentage of responsibility In certain cases the liable party may be a city corporation or state agency or a sanitation or public transportation company
