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How Much Is Your Auto Accident Compensation Worth Damages from car accidents are intended to compensate victims for their losses Some of the damages include medical bills property damage and suffering and pain In New York you have up to three years to pursue legal action following an accident but not acting quickly can hurt your case Evidence may be lost over time or destroyed Witnesses may forget important details Damages In the event of a car crash victims may be awarded compensation for the economic loss they suffered such as medical bills and lost wages Additionally they may be compensated for noneconomic losses like pain and suffering The amount you are entitled to depends on how serious your injuries are and the impact they have on your life A skilled attorney in auto accidents can assist you in determining the value of your injuries and property damage and then negotiate with the insurance company for an equitable settlement But keep in mind that insurance companies exist to make money This means that theyll try to settle your claim as low as they can So you need an attorney who is able to fight for the highest amount of money that you deserve You may also be eligible for compensation if you have personal items damaged in the accident This includes your shoes clothing and jewelry You can also receive reimbursement for expenses relating to gardening housekeeping or childcare if you arent able to complete these tasks yourself due to your injuries In determining the worth of your claim your deductible is also considered Youll need to pay your deductible before the insurance company begins to pay for damages You can then bring a lawsuit against the driver who was at fault to recover the remaining amount of your losses Medical bills Medical expenses arising from a crash in a vehicle can quickly rise The cost of an ambulance ride a hospital stay and inpatient treatment could be tens of thousands of dollars or more In addition the cost for prescription drugs physical therapy and other treatments can increase as the accident victim continues to recover If a driver is found to be at fault in a lawsuit they are liable for the victims damages including medical expenses The law does not mandate that the atfault driver pay for the medical expenses of their victim on regularly Unless you live in a nofault state the first step to take for medical bill reimbursement is to apply to your auto insurance company for PIP personal injury protection coverage The insurance coverage can cover all or the majority of your medical costs according to the limits of your policy You should also submit a claim to the insurance company of the driver at fault for any liability coverage they have as well as the uninsured motorist coverage on your personal car policy These policies may reimburse you for medical expenses but they usually contain deductibles and other terms A seasoned lawyer can help you in navigating the process of getting your medical bills paid This will avoid having to spend your money on medical care and will allow you to focus on recovering Loss of wages Accidents involving vehicles can result in you being unable to work You may be unable to pay your bills and may lose income due to You may need to borrow money from your friends or family A settlement could take months In that time you will need to continue paying the bills from your own pocket and then wait for the settlement You can get back your lost wages if been injured in a car crash This could include hourly wage and salary however it can also include other financial advantages such as bonuses and raises Your lawyer can determine the exact amount of lost earnings You can file a claim for lost wages with a nofault insurance company or a lawsuit against the party who is at fault The claim usually includes your medical expenses proof of work missed due to your injuries and the evidence of your loss in earnings capacity It is sometimes known as the demand package Youll need an employers letter to confirm your employment information including the days you were absent due to injuries and the hours you typically work Youll need to provide your paystubs and tax documents and other pertinent documents Your lawyer can assist you in gathering these documents as well as prepare a compelling demand to give to the insurance company or judge in your case Suffering and pain Some expenses associated with accidents can be calculated right down to the penny for example medical expenses emergency services and surgeries medication lost wages etc but others cannot These damages that are not quantifiable are known as pain and suffering and are an important element of the claim for compensation of a victim auto accident law firm largo and suffering includes both the physical and emotional consequences of an accident A victims injuries could be longlasting and impact their lives resulting in permanent disability or even death For example an injured victim who suffers a severe brain injury is unlikely to be able to work or function normally again These kinds of injuries can be worth a large settlement In the majority of instances the amount of pain and suffering a victim endures is determined by the severity of the injury and the impact it affected their lives A seasoned attorney will research the specifics of your case to determine the most appropriate settlement They will utilize previous settlement amounts for similar accident injuries to help you get an idea of how much your case might be worth in terms of pain and suffering Unfortunately insurance companies often try to discredit victims claims of pain and suffering by claiming that their physical or emotional injuries arent as serious A knowledgeable lawyer can stand up to such tactics and negotiate on behalf of the insurer to ensure that you get an equitable settlement
