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How Much Is Your Auto Accident Compensation Worth Damages caused by car accidents are aimed to compensate victims for their losses Some of the damages include damages to property medical bills and pain and suffering In New York you have up 3 years to initiate legal action after a crash however waiting too long can harm your case Evidence could be lost over time or destroyed Witnesses could forget important information Damages In the event of a crash in a car victims may be awarded compensation for their economic losses like medical bills and lost wages In addition they can be compensated for noneconomic damages like discomfort and pain The amount you can receive depends on how serious your injuries are and the impact they have on your life A skilled auto accident attorney can help you determine the value of your injuries and property damage and then negotiate with the insurance company to negotiate an acceptable settlement Insurance companies are in business of making money They will do all they can to resolve your claim as cheaply as possible So you need an attorney who knows how to ensure that you receive the maximum amount of money that you deserve In addition to the costs of repairing your vehicle you can also claim compensation for any personal items that were damaged in the accident Jewelry clothing and shoes are all included You can also receive compensation for the costs of household chores gardening or childcare if you cant do these things because of injuries Your deductible is also part of the equation when determining how the value of your claim will be Youll need to pay your deductible before the insurance company can begin to cover the cost of damages You can then sue the driver at fault to recover any remaining damages Medical bills The medical costs resulting from a crash in a vehicle can quickly rise The average cost of an ambulance ride hospital stay and inpatient treatment can be tens of thousand dollars or more Additionally the cost of physical therapy prescription medications and other care can increase as the injured person gets better If a driver is found be at the fault in a lawsuit they are accountable for the victims damages which includes medical costs The law doesnt require that the atfault party pay for their victims medical expenses on regular basis If auto accident lawyer rialto do not live in an area that is nofault the first step to receiving compensation for medical bills is to apply for PIP coverage personal injury protection Based on the limits of your policy it could be able to be sufficient to cover all or a portion of your medical expenses You must also file an claim against the liability coverage of the motorist at the fault and your own uninsured motorist insurance policy These policies may reimburse you for your medical expenses but they generally have deductibles or other conditions An experienced lawyer can help you navigate through the process of obtaining medical bills paid This will save you from having to pay your own money on medical expenses and it will allow you to concentrate on your recovery Lost wages Injuries from car accidents can keep you out of work You might not be able to pay your bills and suffer a loss of income due to You may need to borrow money from relatives or friends A settlement could take months During that time you will have to keep paying your bills from your pocket and wait for your settlement A claim for lost wages could aid in recovering the money you could have earned not for your car accident injury This can include salary as well as hourly wages however it could also include other financial benefits such increases and bonuses Your lawyer can assist you calculate your actual loss of earnings You can claim compensation for lost wages through a nofault insurance company or even a lawsuit against the atfault party The claim will usually include the cost of your medical bills proof of missed work due your injuries as well as documentation of your lost earnings capacity This is often referred to as demand package You will need to provide an official letter from your employer verifying your employment details including the days you missed work because of your injuries and the hours you normally work Additionally you will need to provide your pay stubs and tax documents Your attorney can assist you in gathering these documents as well as creating a compelling demand that you can present to the insurance company or judge in your case Suffering and pain Certain expenses incurred in accidents can be calculated right down to the penny for example medical expenses emergency services such as surgery medications loss of wages etc but others cannot These damages that arent quantifiable are calledpain and suffering and play an important aspect of the claim for compensation of a victim Both the physical and emotional effects of an accident are included in suffering and pain The injuries suffered by a victim can have a longlasting impact on their lives leading to permanent disability or even death A person suffering from a debilitating head injury for instance is likely to never be able to work or function normally These types of injuries usually merit an enormous settlement In most cases the amount of pain and suffering the victim suffers is determined by the severity of their injuries as well as how the injury has affected their lives An experienced attorney will investigate the specifics of your case to determine the appropriate settlement They will utilize previous settlement amounts for similar accident injuries to give you an idea of what your case could be worth in terms of suffering and pain Unfortunately insurance companies often attempt to deny victims claims of suffering and pain by saying that their emotional or physical injuries arent severe enough An experienced lawyer can stand up to these tactics and negotiate on your behalf with the insurer to ensure that you receive an appropriate settlement
