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How to File an Auto Accident Claim In states that have nofault insurance the insurer will pay for medical costs and lost wages regardless of whos at fault for the accident Theyll also require you to review documents and gather evidence photos witness testimony medical records and expense reports The amount of compensation that you receive depends on the severity of your injuries and the cost of your injuries This article will guide you through the steps for making a claim in the event of an auto accident Report the Accident It is crucial to notify a car crash promptly In many states this will be carried out by local police or county sheriffs state police or Department of Motor Vehicles Take pictures of the scene of the accident if you can This will help you remember what happened and can be helpful for your insurance claim For example photos can show skid marks vehicle damage as well as weather conditions and other important details You should also obtain the details of the other driver like their name and insurance company Also you should request the drivers license and vehicle registration if you can It is important to note down what you saw as well as what happened Remember that memory is not reliable and if you dont note what happened it could leave you responsible for damages or injuries that arent obvious later If you do not notify your insurance company they may not pay for any injuries that result from the accident Check your policy or contact your agent to determine whether you are required to file an accident report Seek medical attention One of the first things you should do after a car accident is to seek medical attention and be assessed for injuries Seeking medical attention as soon as possible will allow you to avoid any further complications and also strengthen your claim when it comes time to negotiate with the insurance company If possible its best to visit a emergency room of a hospital following a car crash Hospitals have access surgeons physicians and medical equipment It is often difficult for insurance companies and defense lawyers to downplay injuries sustained at the hospital Car accidents can result in injuries that range from minor bruising to serious internal injuries like paralysis or brain injury after a traumatic accident Even if certain symptoms like stiffness or pain dont show up right away its important to go visit a doctor These records will be essential in proving that youve suffered injuries as a result of the crash Our Denver car accident lawyers will use these records to establish a convincing case that the actions of the atfault driver caused your injuries and that you are entitled to fair damages for your injuries Take Pictures Take photos of the scene of the accident as quickly as possible ideally before police arrive If auto accident law firm greensboro can take photos of all the damage to the vehicle from different angles If you can take photos of the vehicle in closeups as well as other evidence such broken glasses or airbags in use If you are unable to take closeups try placing an object like coins in the image to gauge Its also helpful to take pictures with and without flash as different lighting conditions may reveal hidden details Its also an excellent idea to document the injuries you sustained during the crash The photos will serve as valuable evidence later on The bruising and cuts will fade with time In addition its recommended to take pictures of as many other pertinent details of the accident as you can such as street signs traffic lights weather conditions and road debris as these can aid in constructing a more precise picture of what happened Contact Your Insurance Company No matter if youre planning to file a claim its crucial to contact your insurance company as soon as you can Your policy may require you take this step but even if it does not your attorney will require proof of your losses like medical bills and repair costs to prove your claims Besides getting your own vehicles information and identifying any other drivers involved in the crash In addition you should gather any other relevant information you can at the scene according to Luna Make sure you get the insurance card of the other driver and ensure you have their name address telephone number address and car insurance information company and policy number If witnesses are present take their names and phone numbers The most important thing you dont want to do after a car accident is argue with insurance firms It is crucial to remain calm Anything you say when you are emotional can be used against you later on Its best to let an attorney manage the negotiations They will be able to ensure that you dont mention anything that can later be used against you Contact an attorney An experienced attorney can help you navigate the insurance company and get a fair settlement They will review all medical records and bills and consult with your doctor to determine the totality and severity of your injuries Insurance companies wont offer you fair value if they have not been provided with complete and accurate documents In addition to seeking compensation for your economic losses such as medical bills and lost wages you may be entitled to noneconomic damages for pain and suffering If a court decides that the other driver acted with gross negligence or recklessness the court may award punitive damages If the atfault driver fled the scene you will be required to report the incident to the police You should also request a copy of the crash report from the precinct or online You will need this to file a no fault claim or a liability lawsuit New York has very specific rules that govern auto accidents These rules are best explained by an experienced attorney
