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How to Document a Motor Vehicle Claim A motor vehicle claim is the process of filing a report with your insurance company following an accident The report will allow them to verify your coverage and to determine the amount theyll pay for any damages You will want to make your claim as quickly as you can after the accident You will need to have the police report your insurance card or declarations pages readily available What to do after an accident Following a collision take photos and video from different angles to record the accident The scene may change quickly witnesses may leave and evidence might disappear If possible collect all drivers names as well as their phone numbers addresses and insurance information Also take note of the year make and model of each vehicle as well as other important information such as damage and license plate numbers Asking every driver if they were wearing seatbelts and if there were passengers with them and determining their gender and age is also useful In a lot of cases the injuries that result from motor vehicle accidents dont show up until some days after the incident This is why its important to seek medical attention promptly even if you do not think youve suffered any injuries If you are able remove vehicles from the way to avoid further injuries or damage Also install flares or reflective emergency triangles in order to deter other drivers from hitting them Report the accident to the authorities if you are able to Even if the incident appears minor its important not to fail to notify the police The other driver may later deny that the collision occurred and their insurance provider could refuse to pay your claim Getting Started An insurance claim is the procedure of letting your insurance company know about a loss and soliciting them to pay for it This could be the cost of repairs to a vehicle or medical expenses that result from an accident Before filing your claim ensure that you have all of the necessary information to file your claim including contact information for everyone involved any receipts for personal property damaged and any medical bills You should also have a copy of the accidents report and photos of any damages Your insurer will assign an adjuster to your case who will be the claims steward They will review the information you submitted immediately after the accident and conduct their own investigation This will allow them to determine the cause of the accident and the person responsible for the accident Your adjuster will inspect your vehicle once theyve determined the extent of the damage You can be present at the inspection or give a list of repair estimates from local auto shops or contractors If your insurance company believes that the damage to your vehicle is too expensive to repair it will send you a payment equal to the value of the vehicle You can use the funds to purchase a new car or to pay off your lease or loan Filing a claim can increase your insurance premiums increase which is why it is crucial to do all you can to make sure the accident wasnt your responsible Documenting the Incident Documenting an accident is crucial if youre involved Insurance companies will seek documentation to support claims made by you or other people Evidence that is collected and documented could make or break the majority of cases Its crucial to have all the evidence whether its pictures of the scene of an accident witnesses statements or medical records showing consistent treatment Note down the license number and information of the driver who was driving at the time of the collision Also keep track of the names and contact details of any witnesses If you can take photos or draw a diagram to show the scene of the accident This will help in describing what transpired at the scene of the crash as well as the reason for the crash Documentation also provides information about the incident including the exact location of the incident along with the direction of travel as well as any landmarks or other pertinent areas It is crucial to include a description of any injuries sustained as well Its also important to note any damage and the way it occurred Documenting the accident is essential because over time memories fade and stories can change Its a great way to tell the truth Even if you are at fault having the facts documented will help in determining how much liability is to be transferred to you Assistance Once the police report has been filed you must contact your insurance company as quickly as you can Most insurance companies let you submit a claim via an app on your smartphone or tablet You should also request that your insurance company send you an estimate of the value of your vehicle This will assist you when your car is totaled and you plan to buy a new one If you still have a loan on your current vehicle and it is paid off it will pay the balance andor lower your monthly payment motor vehicle accident lawsuit charleston will ask you several questions and send you documents to complete It is essential to fill out the information in a timely manner and to remain honest throughout the process If you are found to not have given precise information it can weaken your case If you have been injured by accident make an appointment with your doctor as soon as you can This will ensure that broken bones are properly fixed and that all other injuries are recorded The sooner you see a doctor the better will ensure that your medical costs are covered by the accidents No Fault benefits If your NoFault claim is rejected by the insurance company or you want to pursue a liability claim for pain and suffering or other damages you will have to file a suit If you choose to file a lawsuit then its best to have a knowledgeable lawyer by your side
