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How to Document a Motor Vehicle Claim A motor vehicle claim is the process of submitting a claim with your insurance company following an accident This report lets them check your coverage and determine the amount they will pay for damages You should submit your claim as quickly as possible following the accident Be motor vehicle accident attorneys nevada to have an original copy of the police investigation report as well as your insurance card or declarations page available What do you do after an accident Take photos and videos from various angles right after an accident to record the incident The scene may change rapidly witnesses may leave and evidence might disappear Then get all the drivers names addresses phone numbers and insurance information and insurance policy numbers If possible Note the year model year and make of each vehicle in addition to any other important information like damaged or license plate number Asking each driver if they were wearing seatbelts if there were passengers on the road and identifying their age and gender is also helpful In a majority of cases injuries caused by motor vehicle accidents do not become apparent for several days following the accident It is important to seek medical attention as soon as you can even if it appears that youre not hurt If you can move the vehicle away from traffic in order to avoid further damage or injury Also make sure you have flares and reflective emergency triangles in order to deter other drivers from hitting them Inform the authorities if you are able to This is important to do even if you believe it was not a big deal as the other driver may later admit that the incident occurred and their insurance company might refuse to pay your claim Getting Started A claim is a process in which you inform your insurer of a loss and ask them for the cost This could include the cost of repairs to a vehicle or paying medical expenses caused by an accident Before filing your claim make sure you have all the information that you need including contact information for all those involved receipts for damaged personal property and any medical bills Also you should have the accident report as well as photos of any damage Your insurance company will assign a claim adjuster who will be the person in charge of your claim They will examine all the information you provided as soon as youve been injured and conduct their own investigation This will help them determine what caused the accident as well as who was responsible Once they have a clear understanding of what happened the adjuster will assess the damage to your vehicle You may be present during the inspection or you can give them the repair estimates from local contractors or auto shops If your insurance company is of the opinion that the damage to your car is too costly to repair it will send you a check equal to the value of the car This will permit you to purchase a replacement or use it to cover the remaining lease or loan payment If you submit a claim your insurance rates could rise Do everything you can to prove that the incident wasnt at fault Documenting the incident If youre involved in a collision documenting the incident is essential Insurance companies will seek documents to back up claims made by you or others In reality the evidence recorded and gathered can make or break most cases Its crucial to have all the information whether its photos of the scene of the accident and witness statements or medical records that show consistent treatment Note down the license number as well as vehicle information of the driver who was driving at the time of the accident Note down the names and contact numbers of any witnesses If possible make photos or diagrams of the accident scene This will help you know what transpired on the scene and what caused the accident Documentation also contains details of the accident including the location of the accident as well as the direction of travel as well as any other relevant landmarks or areas Its important to include a description of any injuries sustained as well It is also important to note the extent of any damage that occurred and how it was caused It is crucial to document the accident because as time passes memories fade and stories can change Its the best way to be able to tell the truth Even if its your fault having the facts outlined will aid in determining the extent of liability is to be transferred to you Get Help Contact your insurance company as fast as you can after the police report has been filed A lot of insurers allow you to make a claim through your phone or tablet app It is also advisable to request that your insurance company send you an estimate of the value of your vehicle This will help you in the event that your vehicle is totaled and you are planning to buy a new one You can pay off your loan or reduce your monthly payment in the event that you owe money on your vehicle Your representative will ask you questions and send you documents to complete It is essential to fill out accurate information and remain honest throughout the process It could sour your case when you are discovered to have not provided accurate information If you have been injured by accident make an appointment to see your doctor as soon as possible This will ensure that any broken bones are properly fixed and that all other injuries are recorded The sooner you see a doctor the better also ensures that your medical expenses are covered under the accidents No Fault benefits Youll need to file a lawsuit when your insurance company rejects your claim for no fault or if you intend to pursue damages for pain and suffering or any other damages If you decide to do this its a good idea to have a knowledgeable lawyer on your side
