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Motor Vehicle Legal Terms The laws governing motor vehicles vary from state to state In general the laws assume that the vehicle was operated with the consent of the owner Laws enhancing penalties and making revocation automatic or targeting social hosts have varying impacts on mortality rates motor vehicle accident attorneys lubbock of these measures including obligatory education alcohol treatment and interlock devices have only a tiny effect Legal Definitions State laws govern legal terms for motor vehicles The federal definitions of national fuel economy standards and licensing standards for drivers of commercial vehicles are mostly administrative in nature and do not apply when states decide on their own classifications of registration These vehicle registration classifications determine if a driver needs to be granted a specific license to operate certain kinds of vehicles The state laws define the terms automobile light truck and other For example the definition of light truck is all motor vehicles with an estimated carrying capacity of less than 7500 pounds This excludes panel delivery vehicles and pickup trucks It also excludes any vehicle or combination of vehicles that is specifically designed to carry property or passengers wholly within its own structure such as trailers and manufactured homes Wheel chair is a type of vehicle with wheels used by those who have physical disabilities and cannot walk A moped is a vehicle with only three wheels on the ground and that travels at maximum speed of 35 miles per hour A pedaldriven vehicle is one that is driven by the operator who sits on the top Someone who holds the legal title to a vehicle is called the owner of the vehicle Traffic Laws Each state has its own set motor vehicle laws which cover everything from registration procedure to insurance requirements These statutes also cover the types of vehicles that are covered by the law Some of these laws are identical across states however others vary considerably There are laws that limit the number of people who can be carried in a pedicab There are laws against reckless driving in certain types of roads including parking lots A person who operates a motor vehicle in violation of these laws could face penalties and fines for violating these laws Penalties could include getting your license suspended or being required to attend traffic school The law that regulates speed limits on roads is among the most important laws that a state has In New York for example the speed limit is the same for commercial vehicles as well as automobiles It also defines the term motor vehicle as any vehicle carriage or other device that is driven mechanically and used on the highway to transport property or people or for commercial uses It does not include trailers and semitrailers and coaches house trailers or coach trailers as well as vehicles that operate on tracks or rails snowmobiles allterrain vehicles and snowmobiles motorized mobility assist devices used by people with disabilities selfpropelled hay harvesting or corn harvesting machines and tractor Insurance A motor vehicle insurance policy is a contract between the insurer and insured which provides insurance against financial loss due to the risk of bodily injury or property damage to a third party arising out of ownership and operation maintenance or the use of a covered automobile It can also offer protection against physical damage to the covered vehicle It must state the name and address of the insured named the coverage afforded by the policy as well as the premium payable the duration of effectiveness and the limits of liability It must also include an agreement or endorsement that states that the insurance provided is in compliance with the coverage provided for bodily injuries death or property damage The language used in the motor vehicle policy may be confusing for anyone and Duncanville law firms will often recommend that an individual review the policy sample to fully be aware of the terms One of the most common confusions is the definition of motor vehicle This phrase appears in a number of statutes that govern the registration of vehicles and financial responsibility laws Examples of coverages under a motor insurance policy include commercial auto coverage for vehicles that are used for commercial and business establishments or other activities employment or jobs performed for profit and automobile liability insurance which includes PIP MP MP as well as uninsured and underinsured motorist coverage UMUIM A majority of states require drivers to carry this kind of insurance Permitted Use If you are not the named insured or a family member drives your vehicle and is involved in getting into an accident it is important to understand the process of insurance coverage in these instances This concept is known as permissive use and the specific terms of your policy may differ however generally speaking all large car insurance companies provide this type of coverage However it is crucial to note that a person driving your car must have your permission in order to be held liable for damages Permission may be expressed or implied and it usually does not have to be written down In determining if there is implied consent courts consider the relationship between the parties their previous conduct and usage of the vehicle and the circumstances surrounding a particular driving event A court will also consider whether any restrictions were imposed on the scope of permissive usage and whether any minor deviations from the duration location or restrictions of the permission would be in violation of these limitations Be aware that adding the driver to your auto insurance policy will raise your premiums as the vehicle becomes more difficult to cover It is therefore essential to be aware of your options before lending your car to other people If youre not sure whether you should add someone to your policy or not get in touch with Jerry to discuss the specific terms of your insurance policy Get a free quote
