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How Much Is Your Auto Accident Compensation Worth Damages from car accidents are intended to compensate victims for their losses Some of them include the costs of property damage and medical bills while some arent economic such as pain and suffering In New York you have three years after an accident to make a claim However waiting too long could hurt your case Evidence may be lost over time or destroyed Witnesses can forget important information Damages In the event of a car crash victims may be compensated for their economic losses such as medical bills or lost wages Additionally they may receive compensation for noneconomic losses such as pain and discomfort The amount you receive will depend on the severity of your injuries and the impact they have on your life A skilled auto accident lawyer can assist you in determining the value of your injuries and damages to property and then negotiate an equitable settlement with the insurance company Insurance companies are in the business of making money They will do all they can to settle your claim for as little as possible This is why you need an attorney who is able to fight for the highest amount of money you are entitled to You may also be eligible for compensation if you own personal items damaged in the accident Jewelry clothing and shoes are all included You can also claim compensation for costs related to gardening housekeeping or childcare if cannot do these tasks by yourself due your injuries Your deductible is also part of the equation when determining the value of your claim will be Youll need to pay your deductible before the insurance company starts to cover your losses You can then sue the motorist responsible for any remaining damages Medical bills Medical expenses arising from a crash in a vehicle can quickly rise The cost for an ambulance ride hospital stay or inpatient treatment could be several thousand dollars or more Moreover the cost of prescription drugs physical therapy and other medical care could increase as the victim progresses through their recovery When a driver is found to be at the fault in a lawsuit they are accountable for the victims damages which includes medical expenses The law does not require that the atfault driver to pay the medical expenses of their victim on regularly If you are not in an area that is nofault your first step in receiving reimbursement for medical expenses is to apply for PIP coverage personal injury protection The coverage could be able to cover all or a large portion of your medical expenses subject to the policy limits You must also file an appeal against the liability insurance of the driver at the fault and your own uninsured motorist insurance policy These insurance policies can reimburse your medical expenses however they usually come with deductibles and other terms which you must follow A lawyer with experience can guide you through the process of obtaining medical bills paid This will help you reduce the amount you spend on medical bills and instead concentrate on your recovery Lost wages Accidents involving vehicles can cause you to miss work This can result in you being with no income and struggling to pay your bills You may have to borrow money from your friends or family members Settlements can take a long time In the meantime youll have to pay for your expenses yourself and wait for the settlement A claim for lost wages can aid you in recovering the money you could have earned not for your car accident injury This could include hourly wages and salary but could also include other financial advantages like bonuses and raises Your lawyer can determine the actual amount of lost earnings You can either file a claim with an insurer that does not have fault or sue the party at fault for lost wages The claim typically includes your medical expenses proof of your absence from work due to your injuries and documentation of your lost earnings capacity It is also known as the demand package Youll have to provide an official letter from your employer providing proof of your employment which includes the days you were off due to injuries and the hours you work normally Youll also need to provide your paystubs as well as tax documents Your attorney can help you gather these documents and then prepare a compelling demand package to present to the insurance company or the judge in your case Suffering and auto accident lawyer huntsville incurred in accidents can be calculated down to the penny for example emergency services medical costs surgery medications and lost wages However others arent These damages that arent quantifiable are calledpain and suffering and are an important aspect of the compensation claim of a victim Both the physical and emotional consequences of an accident are as a result of suffering and pain The injuries sustained by a victim may have a lasting impact on their lives and cause permanent disabilities or even death For instance a victim who suffers a severe brain injury might never be able to be able to work or function normally again These kinds of injuries are often worth an enormous settlement In most instances the amount pain and suffering the victim endures is contingent on the extent of their injuries and how the injury has affected their lives A knowledgeable attorney will study the specifics of your case and determine an appropriate settlement amount They will use the previous settlement amounts for similar accidents injuries as a guide to provide you with an idea of how much your case is worth Unfortunately insurance companies often attempt to undermine victims claims of suffering and pain by saying that their emotional or physical injuries arent as serious An experienced lawyer can defend against such tactics and negotiate on your behalf with the insurer to ensure that you receive an honest settlement
