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Motor Vehicle Legal Terms The laws governing motor vehicles are different from one state to the next In general the law it is assumed that the vehicle is operating by the owners permission The mortality rates are affected by laws that increase penalties that make revocation automatic or focus on social hosts Mandatory education alcohol treatment and interlock devices all have minimal effects Legal Definitions State laws regulate the legal terms used by motor vehicles The various federal definitions used for national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mostly administrative purposes and do not apply to states that determine their own registration classifications motor vehicle accident lawyer seattle of a vehicles registration determine if a driver needs to obtain a special license to operate certain kinds of vehicles The laws of the state define terms such as automobile light trucks and others For instance light truck its any motor vehicle that has an rated capacity of less than 7500 pounds This excludes pickup trucks and panel delivery trucks It also excludes any vehicle or combination of vehicles specifically designed to transport property or passengers wholly within its own structure such as manufactured homes and trailers A wheel chair conveyance is a vehicle with wheels used primarily by people who are physically disabled and are unable to move around as pedestrians A moped is a motor vehicle with fewer than three wheels in contact with the ground It is able to travel at a speed of not more than 35 miles per hour A pedicab also known as a pedaldriven vehicle is one that is driven by the driver sitting on the top of it A person who owns the legal title to a vehicle is referred to as the owner Traffic Laws Each state has its own set of motor vehicle laws that cover everything from registration procedure to insurance requirements The laws also deal with the types of vehicles that are covered by the law While some of these laws are fairly similar across states others vary significantly For instance there are laws that limit the number of people a person can transport in a pedicab There are laws that ban reckless driving in certain types of roads including parking lots Any person who operates a motor vehicle in violation of these laws can be fined and punished for violating these laws The penalties range from having your drivers license suspended to having to attend traffic school The law that regulates speed limits on roads is among the most important laws states have In New York for example the speed limit is the same for commercial vehicles and automobiles It also defines the term motor vehicle as any carriage or any other device that moves mechanically and is used on a highway to transport property or people or for commercial purposes It does not include trailers and semitrailers and coaches house trailers or coach trailers vehicles that run only on tracks or rails snowmobiles allterrain and snowmobiles and motorized mobility aids used by people with a disability and selfpropelled corn or hay harvesting machines and tractors Insurance A motor insurance policy for vehicles is a contract between the insured and the insurer which provides insurance against financial loss due to liability for bodily injury or property damage to a third party that arises from the ownership and operation maintenance or use of a covered vehicle It may also protect physical damage to the vehicle It must contain the name and address of the named insured as well as the protection provided by the policy It also contains the amount of premium paid and the time for the period for which the policy is in effect and the responsibility limits It should also include an agreement or a statement that the insurance provided is in conformity with the coverage described in respect of injuries to the body property damage or death and is subject to all the requirements of this chapter Duncanville law firms frequently suggest that clients review the sample motor vehicle policy to know the terms One of the most frequently encountered confusions is the definition of motor vehicle This phrase is used in numerous statutes that govern the registration of vehicles as well as financial responsibility laws Some examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles used for commercial business jobs or other activities carried on for profit automobile liability insurance which includes MP and PIP and underinsured and uninsured motorist coverage UMUIM A majority of states require drivers to have this type of insurance Permissible Use It is essential to know the way insurance coverage works if someone other than the named insured or a family member drives your car and causes an accident This concept is referred to as permissive use and the specific terms of your policy may differ however in general most major car insurance companies provide this kind of coverage It is important to remember that you are accountable for any damages caused by a driver with your permission Permission may be expressed or implied and generally does not have to be written down To determine if there is implied consent courts will look at the relationship of the parties their prior behavior and the usage of the vehicle and the circumstances surrounding a specific driving event A court will also examine whether any restrictions were placed on the permissive usage and whether any minor deviations from the time place and usage restrictions of the permission would violate of these restrictions Keep in mind that adding a driver to your car insurance will result in your premium going higher since it makes the car more risky to insure It is crucial to evaluate your options prior to lending your vehicle to others If youre not sure whether you should add someone to your policy or not get in touch with Jerry to discuss the specific terms of your insurance policy You can also get a free quote
