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How to File an Auto Accident Claim In states where there is no fault your insurance company will cover the cost of medical treatment and lost wages regardless of who was responsible for the incident Theyll also want to review documents and gather evidence photos witness testimony medical records and expense reports The amount you receive will depend on the severity of your injuries and the amount of expenses This article will walk you through the steps required to file an auto accident claim Report the Accident Its crucial to report a crash immediately In many states youll need to report the incident to the local police department county sheriff state police or Department of Motor Vehicles If you are able take photographs of the scene This can help you recall what happened and can be helpful for your insurance claim Photos can be used to illustrate details like skid marks damage to your vehicle weather conditions skid marks and other crucial details You should also obtain the details of the other driver including their name and the insurance company they use If possible you should also request to see their drivers licence and car registration It is also important to record what you saw and what happened If you dont document the incident you could be held liable for injuries or damage that later becomes apparent Additionally if you fail to report the incident the insurance company could not cover any damages caused by it Review your policy or call your agent to determine whether you are required to file an accident report Get Medical Attention One of the first things you need to do following a car accident is seek medical attention to be assessed for injuries Seeking medical attention as soon as you can will help avoid any further issues and it can also make your claim stronger when its time to negotiate with the insurance company It is recommended to go to an emergency room in a hospital if at all possible after a car accident Hospitals have access to topnotch surgeons physicians and medical equipment It is often difficult for insurance companies and defense attorneys to downplay injuries treated at a hospital Injuries in car accidents can range from bruising to severe internal injuries like traumatic brain injury and paralysis Even if some symptoms like pain and stiffness dont show up immediately its crucial to see a doctor Medical records are critical evidence in proving your claim that you suffered injuryrelated injuries as a result of the crash Our Denver car accident lawyers will use these medical records in order to build strong arguments to prove that the driver at fault caused your injuries and that you are entitled to an adequate amount of compensation for the damages you sustained Take Photos Take pictures of the scene of the accident as fast as possible ideally before the police arrive If you can take pictures of the damages on each vehicle from different angles It is also essential to capture closeup photos of the vehicles as well as any other critical evidence such as shattered glass or airbags that have been deployed if you can safely do so If you arent able to take closeups of the vehicles place an object such as an old penny in the picture to give it scale You can also snap photographs without or with a flash to reveal hidden details You should also take pictures of any injuries you suffered from the accident The photographs will be useful evidence later on Injuries and cuts will fade with time Its also an excellent idea to capture photos of other items that relate to the incident such as traffic signals road signs weather conditions and road debris since they can aid in the creation of a clearer picture of what happened Contact Your Insurance Company No matter if youre planning to file a car crash claim its essential to contact your insurance company as quickly as you can You may be required to file a claim under your policy but even if not the case your lawyer will need records of your losses to support your claim such as medical bills and repair expenses In addition to obtaining your vehicles information and identifying the other drivers involved in the crash In addition you should gather any other relevant information at the scene according to Luna Ask to see the insurance card of the other driver and ensure you have their name as well as their address phone number as well as the details of their car insurance company policy number If there are witnesses collect their names and numbers While the most unintentional thing youll ever do after a car accident is argue with insurance companies its very important to remain calm The statements you make when emotions are high could be used to your disadvantage in the future This is why its often best to have an attorney take over negotiations They can make sure you dont say anything that can later be used against you Contact an attorney An experienced attorney can assist you with navigating the insurance company and obtain a fair settlement auto accident lawyer virginia will review all medical records and bills and talk to doctors to determine the extent and severity of your injuries If you fail to provide them with complete and accurate documentation they will not give you a fair value You could be entitled to noneconomic damages like suffering and pain in addition to the economic losses If the other driver was found to have acted with gross inattention or recklessness the court could award additional compensation also known as punitive damages Youll need to notify the police if the driver at fault fled the scene You can also request an original copy of the crash report from the precinct or online This will be needed to make a claim in a lawsuit or a no fault case New York has specific laws that regulate automobile accidents An experienced lawyer can explain these rules
