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How to File a Motor Vehicle Claim Youll need to file an insurance claim in the event that your vehicle has been damaged It is crucial to know the procedure Insurance companies will send an adjuster to inspect your vehicle damage motor vehicle accident attorneys pennsylvania s not always necessary to attend the inspection but you must bring your insurance policy along with any other documentation that is relevant Take Pictures Have you ever viewed any crime show in which the investigators document every single detail from footprints to chocolate wrappers that are thrown away Apply the same level of focus when looking at your accident scene It is important to record the fullest extent of the incident when it occurs to be able to demonstrate your case later Taking photos of the damage to both cars is essential and you should consider taking photos of the area that has been damaged These can help insurance firms and expert witnesses assess the size of particular objects like skid marks Take pictures of reference points for example the location of traffic lights or stop signs in your photographs These can later be tied to the atfault drivers actions that led to the crash Take pictures of other drivers and their passengers as well as witnesses You may be in a position to take a photo of their license plate Take photos of emergency responders their vehicles and anyone who is placed on a gurney or into an ambulance Only submit the photos to the insurance company when directed by your attorney or required to do this by the court You could be knowingly giving evidence that is in opposition to your claim if you do not For instance if you change the date stamp on your photos after the incident it may cause insurance companies to doubt the validity of your claim Seek Medical Attention The first thing you must do after an accident is to seek medical attention This is not only for your health but it is also to ensure that any injuries are documented Many personal injury claims are based on seeking compensation for medical bills as well as other damages Medical records are essential for your claim Even if you are not experiencing any noticeable signs you should make an appointment with your primary care physician or an emergency room Your doctor can offer you an assessment of your injuries and conduct an extensive medical examination In addition theyll give you the needed treatment Follow the doctors treatment plan will help you recover quicker and improve the condition This includes taking your prescribed medications and any prescription medications that are available participating in an exercise program taking the time off as directed by your doctor work and attending subsequent appointments During this process it is essential not to mention anything that could be wrongly understood by an insurance adjuster This is because the insurance company may attempt to discredit your injury in order to reject your claim or decrease the amount theyll give you in your claim It is crucial that you only talk to insurance adjusters with your attorney present Contact an attorney Legal representation is essential for those who have been injured Attorneys can help them manage their stress and help them understand what they should be focusing on Additionally attorneys can also analyze the evidence and facts of an incident to determine if it is worth fighting in court Insurance companies are businesses first and foremost Their goal is to collect the highest amount of money from their insureds while making the smallest amount of money that is possible in theory If youre at the scene of an accident it can be tempting to take an offer that is low because its the simplest option It could result in disastrous consequences in the future If you make an insurance claim the adjuster from your insurance company will come out to evaluate the damage to your car and review receipts for personal property damages and medical bills They will also likely interview witnesses and examine police records Before meeting with an adjuster it is beneficial to obtain repair estimates from local auto repair shops or contractors This will allow them to know what to expect in terms of repairs An experienced motor vehicle lawyer can ensure that all the necessary information is provided and that the correct documents are presented to the insurance company They can offer advice and recommendations on how to deal with the claims adjuster how to you should handle a settlement and what to do if an insurance company is unresponsive or acting in a way that is unethical
