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How Much Is Your Auto Accident Compensation Worth Damages caused by car accidents are aimed to compensate victims for their losses Some of the damages include damages to property medical bills and suffering and pain In New York you have up to three years to pursue legal action following a crash but not acting quickly can hurt your case In time evidence may be lost or destroyed witnesses could forget important details Damages In the event of a car accident victims could be awarded compensation for the economic loss they suffered for medical bills and lost wages Additionally they may receive compensation for noneconomic losses like pain and discomfort The amount you will receive is contingent on the severity of your injuries and the impact theyll have on your life An experienced attorney for auto accidents can help you determine the value of your injuries as well as property damage and then negotiate with the insurance company to negotiate an acceptable settlement Insurance companies are in business of making money That means that they will try to settle your claim as low as possible You need an attorney who understands how to ensure that you receive the maximum amount of money that you are entitled to You may also be eligible for compensation if you own personal items that were damaged during the accident Jewelry clothing and shoes are all covered You may also be eligible for compensation for the costs of housekeeping gardening or childcare if cannot do these tasks on your own due to your injuries In determining the amount of your claim the deductible is also considered You must pay your deductible before the insurance company starts to cover your losses You can then make a claim against the atfault driver to recover the remaining amount of your damages Medical bills Medical bills that result from a car crash can quickly add up The cost of an ambulance ride hospital stay and inpatient care can run into tens or thousands of dollars or more The cost of prescription medication physical therapy and other treatments can rise as the victim recovers If a driver is found be at the fault in a lawsuit they are responsible for paying the victims damages including medical expenses However it is not the law to generally require an atfault driver to pay their victims medical bills on a regular basis If you do not live in a state that is nofault the first step for getting reimbursement for medical expenses is to apply for PIP coverage personal injury protection The insurance coverage can cover all or the majority of your medical bills depending on the policy limits You should also file a claim with the insurance policy of the driver who is at fault for any liability insurance they carry and also the uninsured motorist coverage of your own car policy Insurance policies may pay the medical expenses you incur however they usually come with deductibles as well as other conditions which you must follow An experienced lawyer can help you navigate through the process of obtaining medical bills paid This will help you avoid having to spend your income on medical treatment and allows you to focus on recovering Lost wages Accidents in the car can make you unable to work This can leave you without income and unable to pay your bills You may have to take out loans from family members or friends It could take a long time to reach a settlement in your case In the meantime youll have to pay the bills yourself and wait for the settlement auto accident lawyer st louis can recover lost wages if youve been injured in a car accident This can include hourly wages and salary but could also include other financial advantages such as bonuses and raises Your attorney can help you determine your lost earnings You can file a claim with an insurer that does not have fault or take action against the party responsible for the loss of wages The claim usually includes your medical bills evidence of absences due to your injuries as well as the evidence of your loss of earnings capacity It is sometimes called the demand package You will need to provide an employers letter providing proof of your employment which includes the days you missed work because of your injuries and the hours you typically work You will need to provide your paystubs and tax documents and other pertinent documents Your attorney can assist you in assembling these documents and making a compelling request to give to the insurance company or judge in your case Pain and suffering While some costs associated with crashes can be figured to the penny such as medical bills emergency services and surgery costs medication and lost wages there are other expenses that cannot be quantified These damages that arent quantifiable are calledpain and suffering and are an important aspect of an injury claim Both the emotional and physical consequences of an accident can be as a result of pain and suffering A victims injuries may have a longlasting impact on their lives leading to permanent impairment or even death Someone who has suffered a debilitating head injury as an example could never be capable of working or functioning normally These kinds of injuries typically need a substantial settlement In most instances the amount of pain and suffering an injured victim receives is determined by the severity of the injury and the impact it had on their lives An experienced attorney will examine the specifics of your case to determine a fair settlement They will use prior settlement amounts for similar accident injuries to help you get an idea of what your case might be worth in terms of pain and suffering Insurance companies try to undermine the claims of victims for pain and suffering by claiming that their injuries are not severe enough A knowledgeable lawyer can fight back against these tactics and negotiate on behalf of the insurer to ensure you receive an honest settlement
