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How Much Is Your Auto Accident Compensation Worth Damages caused by car accidents are aimed to compensate victims for their losses Some of these include costs of property damage as well as medical bills whereas others are noneconomic like pain and suffering In New York you have up 3 years to initiate legal action following an accident but waiting too long can harm your case Over time evidence may be lost or destroyed and witnesses may forget key details Damages In the event of a car crash victims may be awarded compensation for the economic loss they suffered such as medical bills and lost wages Additionally they may be compensated for noneconomic injuries like pain and suffering The amount of compensation you receive will depend on how serious your injuries are and the impact theyll have on your life A skilled attorney in auto accidents can help you determine the value of your injuries as well as property damage and then negotiate with the insurance company to negotiate a fair settlement But keep in mind that insurance companies are in business to earn a profit They will do everything they can to settle your claim for as little as possible Therefore you require an attorney who knows how to ensure that you receive the maximum amount of money that you deserve You may also be eligible for compensation if you own personal items damaged in the accident These include your clothing shoes and jewelry You can also get compensation for costs related to household chores gardening or childcare if cant do these things because of injuries In determining the value of your claim the deductible is also considered You will have to pay your deductible before the insurance company can begin to pay for the damages You can then start a lawsuit against the atfault driver to recover any remaining sums of your losses Medical bills The medical expenses that result of a car accident could quickly grow The cost of an ambulance ride hospital stay and inpatient treatment can reach tens of thousands of dollars or more Moreover the cost of physical therapy prescription medications and other treatments can continue to rise as the injured person progresses through their recovery The driver at fault is accountable to pay for the losses of a victim as well as medical expenses when they are found liable in a lawsuit The law does not mandate that the atfault driver pay for their victims medical expenses on regular basis If you do not reside in a nofault state the first step to claim medical bill compensation is to submit an application to your auto insurance company for PIP personal injury protection coverage Depending on your policy limits the coverage could be sufficient to cover all or a portion of your medical expenses You should also make a claim through the car insurance of the driver at fault for any liability insurance they have in addition to the uninsured motorist protection on your own insurance policy Insurance policies may pay the medical expenses you incur however they usually come with deductibles and other conditions that you must adhere to A lawyer with experience can assist you in the process of obtaining reimbursement for medical expenses This will prevent you from having to spend your personal income on medical treatment and it will allow you to concentrate on recovering Lost wages Injuries from car accidents can prevent you from going to work This can leave you with no income and unable to pay your bills You may have to borrow money from friends or family It could take several months to reach a settlement in your case In this time youll have to pay your bills yourself and wait for the settlement You can get back your lost wages if you have been injured in a car crash This can include salary and hourly wages but it may also include other financial benefits such increases and bonuses auto accident attorneys tampa can help you determine the amount of lost earnings You can make a claim through a nofault insurer or pursue the party at fault for lost wages The typical claim will involve the cost of your medical bills proof that you were unable to work due to injuries and a record of your lost earning capacity This is often known as demand package Youll need to submit a letter from your employer providing proof of your employment which includes the days that you were away due to injuries and the hours you normally work You will also need to submit your paystubs and tax documents Your attorney can assist you collect these documents and create an appealing demand package to present to the insurance company or judge in your case Suffering and pain While some costs associated with an accident can be calculated to the penny such as emergency services medical bills as well as surgery costs medications and lost wages there are other expenses that cannot be quantified These unquantifiable damages are calledpain and suffering and are an essential element in an injury claim The term pain and suffering refers to both the emotional and physical effects of an accident The injuries sustained by victims can have a lasting effect on their life that can cause permanent disabilities or even death A person suffering from a debilitating head injury as an example might never be functional or work normally These kinds of injuries can be worth a substantial settlement In the majority of cases how much pain and suffering an injured victim experiences is determined by the severity of the injury and the impact it has had on their life A knowledgeable attorney will study the specific details of your case and decide the appropriate amount of settlement They will utilize previous settlement amounts for similar injuries as a basis to provide you with an idea of how much your case is worth Insurance companies try to discredit the claims of victims for suffering and pain in the belief that their injuries are not severe enough A knowledgeable lawyer can stand up to these tactics and negotiate on behalf of the insurer to ensure that you receive an honest settlement
