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How Much Is Your Auto Accident Compensation Worth Damages from car accidents are intended to compensate victims for their losses Some of the damages include damages to property medical bills and suffering and pain In New York you have up three years to file legal action after a crash but waiting too long can harm your case Evidence can disappear over time or destroyed Witnesses can forget important information Damages In the event of a car crash the victims may receive compensation for the economic loss they suffered including medical expenses and lost wages They may also be awarded compensation for noneconomic damages such as pain and suffering But how much your claim is worth depends on the severity of your injuries as well as the impact they have on your life A knowledgeable attorney for car accidents can help you determine the worth of your injuries as well as property damage and then negotiate with the insurance company for a fair settlement Insurance companies are in business of making money They will do all they can to pay your claim as inexpensively as they can This is why you need an attorney who is able to get the highest amount of money you deserve In addition to the costs of repairing your vehicle you can also claim compensation for personal items that were damaged in the collision Jewelry clothing and shoes are all covered You can also receive compensation for the costs of garden maintenance housekeeping or childcare if you cant do these things due to your injuries Your deductible can also be a part of the equation in determining how your claim is worth You will have to pay your deductible before the insurance company starts to pay for the damages You could then sue the driver responsible for any remaining damages Medical bills The medical bills that result from a car wreck can quickly mount up The cost of an ambulance ride a hospital stay and inpatient care can reach tens of thousands dollars or more The cost of prescription medicines physical therapy and other therapies can rise when the accident victim heals When the driver is found be at fault in a lawsuit they are responsible for the victims damages including medical expenses The law doesnt require that the atfault driver be responsible for medical expenses incurred by their victim on regular basis If you dont live in an area that is nofault your first step for getting reimbursement for medical expenses is to apply for PIP coverage personal injury protection This insurance may be able to cover all or a large portion of your medical expenses depending on the policy limits You must also file an claim against the liability coverage of the motorist at the fault as well as your own uninsured motorist insurance policy These policies could reimburse you for your medical expenses but they typically come with deductibles or other conditions An experienced lawyer can guide you through the process of getting medical bills paid This will let you reduce the amount you spend on medical expenses and instead focus on your recovery Loss of wages Accidents in the car can make you unable to work It is possible that you will not be able pay your bills and lose income as a result You may have to borrow money from family or friends Settlements can take a long time During that time you will need to continue paying the bills out of your own pocket and wait for the settlement You may be able to recover lost wages if youve been injured in a car crash This can include salary and hourly wages but it may also include other financial benefits such as bonus and raises Your lawyer can assist you determine the amount of lost earnings You can make a claim for lost wages through a no fault insurance company or even a lawsuit against the responsible party The typical claim will involve your medical bills proof that you missed work because of your injuries as well as documentation of your diminished earning capacity auto accident lawsuit gulfport is often known as a demand package Youll have to provide a letter from your employer which confirms the specifics of your employment and the days you were absent because of your injury as well as the hours you typically work Youll also have to provide your paystubs as well as tax documents Your attorney can help you in gathering these documents and prepare a compelling demand to submit to the insurer or judge in your case Suffering and pain While some expenses associated with crashes can be figured to the penny such as medical bills emergency services surgeries medical expenses and lost wages other expenses are not These damages that arent quantifiable are called pain and suffering and are an important aspect of the compensation claim of a victim The emotional and physical consequences of an accident can be part of the pain and suffering A victims injuries could be longlasting and impact their lives resulting in permanent impairment or even death For instance a victim who suffers a severe brain injury is unlikely to work or function normally again These kinds of injuries are often worth a large settlement In most instances the amount of pain and suffering a victim suffers is determined by the severity of the injury and the impact it affected their lives An experienced lawyer will look into the specifics of your case to determine the appropriate settlement They will make use of previous settlement amounts for similar injuries as a basis in order to give you an idea of how much your case is worth Insurance companies attempt to deny the claims of victims of suffering and pain by claiming that their injuries are not severe enough An experienced lawyer will be able to resist these tactics and negotiate with the insurer on your behalf to ensure you receive an appropriate settlement
