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How Much Is Your Auto Accident Compensation Worth Damages resulting from car accidents are designed to compensate the victims of the accident Some of the damages include the cost of repairs to property medical bills and the pain and suffering In New York you have up 3 years to initiate legal action following a crash but delay can be detrimental to your case In time evidence may be lost or destroyed witnesses may forget crucial details Damages In the event of a car crash the victims may receive compensation for their economic losses such as medical bills and lost wages Additionally they may be compensated for noneconomic losses like suffering and pain However the amount your claim is worth depends on the severity of your injuries and the impact they have on your life A skilled auto accident lawyer will help you determine the value of your injuries as well as damage to property and negotiate an equitable settlement with the insurance company However remember that insurance companies are in business to earn a profit This means that theyll try to settle your claim for as little as they can So you need an attorney who understands how to get the highest amount of money you are entitled to In addition to the expense of repairing your vehicle you may also be eligible to claim compensation for any personal items that were damaged in the accident This includes your shoes clothing and jewelry You can also get compensation for the costs of household chores gardening or childcare if are unable to do these tasks due to your injuries In determining the value of your claim your deductible will also be considered auto accident attorneys tallahassee ll need to first pay your deductible before the insurance company can begin to cover the cost of damages You can then sue the driver responsible for any remaining damages Medical bills The medical bills that result of a car accident could quickly grow The cost of an ambulance ride a hospital stay and inpatient therapy can run into tens or thousands of dollars or more In addition the cost for physical therapy prescription medications and other treatments can increase as the victim progresses through their recovery When an individual driver is found to be at fault in a lawsuit they are accountable for the victims damages including medical expenses The law doesnt require that the atfault driver pay for the medical expenses of their victim on a regular basis If you are not in a nofault state the first step to take for medical bill reimbursement is to apply to your auto insurance provider for PIP personal injury protection coverage This insurance may cover all or the majority of your medical bills dependent on the policy limits You must also make a claim through the atfault drivers car insurance for any liability insurance they have as well as the uninsured motorist insurance on your own insurance policy These policies can reimburse you for your medical expenses but they typically include deductibles or other terms A seasoned lawyer can help you to navigate the process of getting your medical bills paid This will enable you to save money on medical bills and concentrate on recovering Loss of wages Injuries from car accidents can keep you out of work This could leave you without a source of income and unable to pay your bills You may need to borrow money from your friends or family members It could take months to settle your case In that time you will need to continue paying the bills from your pocket and then wait for your settlement You can claim back lost wages in the event that youve been injured in a car crash This can include hourly wages and salary but could also include other financial benefits like raises and bonuses Your lawyer can assist you determine the amount of loss of earnings You can either make a claim through an insurance company that is nofault or pursue the party at fault for the loss of wages The claim is typically based on medical expenses proof that you were unable to work due to your injuries as well as documentation of your loss of earning capacity This is often referred to as the demand package You will need to provide an employers letter to confirm your employment information including the days that you were away because of your injuries and the hours you normally work Youll need to provide your paystubs and tax documents and other pertinent documents Your attorney can help you collect these documents and create an impressive demand package to present to the insurance company or judge in your case Suffering and pain Some expenses associated with an accident can be figured right down to the penny like medical bills emergency services surgery medications loss of wages etc but others cannot These losses that are not quantifiable are referred to as pain and suffering and are an essential element of a persons compensation claim Pain and suffering includes both the physical and emotional effects of an accident A victims injuries could have a lasting impact on their lives resulting in permanent impairment or even death A victim with a debilitating head injury as an example may never be capable of working or functioning normally These types of injuries are often worth an enormous settlement In the majority of instances the amount of pain and suffering that a victim experiences is contingent upon the severity of their injuries as well as how the accident has affected their lives A knowledgeable attorney will study the specifics of your case and decide the appropriate amount of settlement They will make use of previous settlement amounts for similar injuries as a guideline in order to provide you with an idea of what your case is worth Insurance companies often try to discredit victims with claims of pain and suffering by claiming that their physical or emotional injuries arent severe enough An experienced lawyer can stand up to these tactics and negotiate on behalf of you with the insurer to ensure that you get an honest settlement
